Commercial programs a heavily dependent on location and NOI (less one size fits all compared to residential). 

A HELOC or cash-out refinance is definitely worth exploring if you want to free up capital for more investments, but make sure it fits your goals and comfort level.

@John Lasher There are many good multifamily coaching programs out there, but coaching isn't the right fit for every person. 

Fannie & Freddie could be a great option for you but they have some strong requirements, Net worth, experience, liquidity, DSCR just to name a few.Happy to connect & see if that product could be a good fit for you.

The best setups have:5-11 members (ideally 6-8).1 bedroom per member.1 bathroom for every 3 members.Look for properties with these specs:6-8 bedrooms.2-4 bathrooms.Ample parking (street or otherwise).Detached houses fit this formula beautifully, but other property types can work too.

The property will be strictly for investment purposes, not a primary residence.I’ve been looking into two potential financing options:Hard Money Lenders (HML) – I’m drawn to this option for its speed in closing, but I know the rates can be higher.DSCR Loans – This seems like a great option for long-term rentals, but I’m unsure if it’s the right fit for my auction property since it might need some rehabbing.I’m also considering purchasing through a land trust or an LLC to add a layer of protection and privacy.So, my questions are:What’s the best way to approach financing for auction properties?

Send me a PM and I'll send you a couple of examples of what is on the market outside of Atlanta so you can run your numbers and see if that fits.

Can you send me a couple addresses of projects that someone completed that fit your model?

I wouldn’t yet fit into the ultra wealthy category.

Perhaps a modular home could fit the budget.