I am in the Scranton/Wilkes-Barre area and I am a new landlord, having purchased my first rental property about two and a half years ago.

Keep the top half to start6.

I will be obtaining half acre of family land this year.

I am actually doing a flip right now and hard money lender isn't the easiest to give us a loan for the rehab (draws verse pulling all at once, which is normal).

I think I may have just answered my own question, but is it worth it to put only 10% down, and waiting for the equity to build to 20% in like a year and a half, or to bend over backwards, take out a loan and go in with 20% from the start?

Homeowners will always pay more than investors, and the easiest way to get the property in front of the masses fast is to list it. 

I got my first FHA  3.5% down  4-unit building in Tilton, NH (An hour and a half north of Boston).

I am in northern Minnesota, I'm still roughly a year and a half away from graduating so I am just gathering info at this point.

Warehouse space for the win....right now....just wait until AI machines are efficient and need half the space.

Not the easiest or streamlined system.