The property itself should bring in revenue ( even if you choose not to live in one side) and generally a bank will accept a portion of that rental income into the calculation. 

It would be helpful to me at this time, to have about $25K in working capital for work on one of my multi-family properties.

Here is the situation: I found a good multi-family home in upstate NY.

diversification and cash flowSan Jose, CA has been very appreciation heavy... and i'm not opposed to keeping some property here, though the multi-family / commercial real estate has very low cap rates, and low growth from what i'm seeing.

I would advise finding an investor friendly realtor when you choose a market.

Hello all! I am new to Bigger Pockets. I would like to enter the landscape of real estate investing, but the area I live in has a barrier to entry with regards to cost. So I would like to look into out-of-state invest...

(It’s multi-family but not entirely stabilized.)Rehab Costs: How much should I budget for bringing vacant units to market-ready condition?

Hello allI am exploring investing within small multi-family  (4+ units) in Nevada.

A no contingency sale would be more common in a severely distressed non-functional property where there will be so many material defects that the buyer could not feasibly negotiate until they evaluate them.  

Consider using DSCR loans- Cash flow of the property is considered in lieu of your income3.Consider purchasing in a different asset class (Large multifamily) where borrowing will be a function o fthe property income, not yours