You looked past a red flag right at the outset:"When application was made tenant was I am not going to to have my puppy with me so do not need pet fee or application"Total red flag.

But I need a portal where I can do the following -Customize the tenant application  ( Cozy does not  allow me to customize)- Have tenant Upload Pay stubs, DL, etc. 

I spoke with State Farm, but they require plumbing and electrical panel upgrades just to consider reviewing my application.

The first applicant made $4000/month.

You will be asked to disclose this during the application process, and not doing so is concealing a debt and would be fraud. 

We accept all applications and in the case of section 8 the only real time we don’t is if the numbers don’t make sense with market rent vs HUD standard.  

Personally I use RentRedi (free with BP Pro) for management and Zillow for applications and screening.

Use the top three or four discriminators so applicants can screen themselves.Then you need to have clear screening criteria yourself.

.: I have an applicant who's going through a rental screening process A.T.M.

Not sure how many PMCs you've had bad experiences with, but we'll take exception to:"Then do a thorough research on tenant applicants (note: leaving this to a PM may be hazardous to your financial health)".BP seems to have more threads about screening mistakes by DIY landlords as opposed to PMCs.Now, if you'd have mentioned Maintenance, you'd get no argument from me:) Even the PMC industry acknowledges maintenance as one of the biggest challenges.Rereading my post, I kinda see how I sounded negative toward PMs.