I would not say STRs are off the table, but there is much hotter markets for sure, but I firmly believe STRs are quality driven products so opportunity strike where an investor is willing to meet it. 

Insurance - ValuePenguin, Metro Property Taxes - LendingTreeLow disaster risk - When a tornado or other natural disaster strikes a city, the entire community, including jobs, shopping, and retail, is destroyed.

agreed, strike my prior comment

Insurance - ValuePenguin, Metro Property Taxes - LendingTreeLow disaster risk - When a tornado or other natural disaster strikes a city, it doesn't just obliterate individual properties.

I would say if you want to get into the Burlington market, be ready to strike quick.

You should be able to strike on your own manage properties and decide you want to do it FT or on your own.

Has anyone ever had luck trying to strike a deal with the lender directly? 

Was always striking to me that their 2023 top 25 was strictly the east half of the country (Excepting the very interesting #1 of Fairbanks)

i guess that's what they say when you run enough reports you will start to KNOW what a good deal is. just watch the FOMO when you do strike gold.

The explanation above was a great one on the break downs of the elements of closing, what they are, and what is being charged.To address the 3.75% APR Directly, you may be charged points in that rate to obtain the pricing shown its important to talk with a lender who is experienced not only in the "quoting of rates," to say at the min but also how the rate will effect your short and long terms goals financially as well.Some people say its good to pay points, and depending the borrower's particular circumstances it may be great, but if you're opportunity cost of your money is higher than the rate you're saving by paying points its probably better to take a rate that has 0 points even if its .125% -.25% higher in rate so that you can redeploy that capital at your strike rate of return whatever that may be for you personally 8, 10, 12, 15, + etc return per year.I have a good article on APR on my member blog you can check out if you want additional information on APR.