When I pushed for just $1k EM, pof, and a 10 day close w/ no contingencies, I was routinely told OK.

Steve,Interesting service. 90% of our routine bill payment is electronic now, I only write cheques for a couple of our trades.If these are truly like a bank draft, you as the issuer can sign it back into the originating account, but will likely need to do it in person at the bank.The bit about the Vendor making a cheque back to you is ludicrous.

Sure they may be cheap but the next day, you start your daily routine and forget everything.

During those 12-months you only had to pay the minimum amount due, to the credit card, and pay-off the balance amount at the end.I took it to the extreme by doing an "app-o-rama", where I established credit lines of $150K+ between me and my spouse, then routinely did balance transfers on them and earned free interest.

It could be an emergency (plumbing leak), or a routine maintenance issue (change the filters).

@Susan Robb I believe you mean that improvements can be expensed under the safe harbor for small taxpayers or the routine maintenance safe harbor. 

Some people tend to use more water in their daily routines than others.

That is, he or she has been able to think beyond the routine way of structuring a deal.

I will say this is the least attractive of the three safe harbors as the De Minimis Safe Harbor (DMSH) and the Routine Maintenance Safe Harbor (RMSH) will likely yield better results. 2.

I am researching this last point as I would like to establish whether smoke is a strict requirement of the regulations.I do know from meetings of a landlord association that the big corporate landlords in Ontario are moving to inspect smoke alarms twice yearly as a matter of routine.