If you owe $4000 in CC at 18%, 18K on your car at 2.99% and $1000 to your mom payable at any time, pay down your CC debt with extra money.  

All the properties I'm looking have equity in it already and I would be able to make a nice profit if I just paid the amount owned +CC.

If you mail to PR, cc to heirs at the bottom of your introduction letter.

But he is on BP I tried to cc him on this but I couldn't tag him. 

I advise that to many people I help get started with If you can't, you are most likely stuck on the sidelines until you save up 25%.Bruce I currently own and live in my own house, 5k in bank and 10k on cc available.

The credit issues were some cc late payments due to being out of work with illness for an extended period and being unable to stay ontop of payments.

6K is quite high for CC.

Ty D,I like your approach of using your LOC and CC in conjunction to buy and fix/flip/rent properties.

Didn't go to college as I started as a unlicensed RE assistant at 17 - got licensed at 21 (when legally allowed in my state) no formal education besides a few CC classes.I thought about going back in my mid 20's and am very glad I didn't 

I had worked hard to have no CC debt at the time, so I took the advantage of those 'checks' bought my first duplex on my credit card (no doubt everyone has an opinion on this).When I first bought the property, they grossed $950/month.