The CFPB has clarified these exemptions in their own press releases and on their website.

This is a violation of Fair Housing laws and can come with hefty fines, legal fees, bad press, and all sorts of other problems. 

and then after you tell me yes, I then go on Craigslist and list your car for sale as my own, but instead of $10,000 I'm asking $15,000.If the seller finds out you've done this, (like going on Craigslist and seeing your ad) they're going to get mad and most likely not do the deal and could technically press charges, because you're selling something that is not yours to sell.Now if you do it with seller permission, it's a totally different story.If you told the seller, "My goal is to help you find a buyer for your property.

once again the public has been duped by the press-too shay!!

This isn't a pressing issue for me, but want a bit of clarity before logging it away to memory for future sake.

When interest rates were lower and updating properties wasn't so expensive, it was easier for investors to to afford improvements for their properties, or to not always press the gas on increasing rents.

Outside of that you'd be hard-pressed to find a loan product less than 20% down.

Syracuse also seems to be getting good press at the moment so I might stop in there on the drive back to Canada.

The current corporate class vehicles I am looking at have not ETF's and seem to be, as suggest earlier, mutual funds and similar.I saw this article while doing research so I'm pressing further into this:https://www.theglobeandmail.com/globe-investor/funds-and-etfs/total-return-index-etfs-a-ticket-to-a-tax-efficient-portfolio/article29829250/I have decided not to move forward with the financial advisors handling the account. 

You'd be hard pressed not to be able to find opportunities in the NYC that you can't afford.