I considered that her statement was her pulling out her race card and a threat.

I was notified at 1130PM and woke up at 8am with threats of calling the health department for house being "unlivable".

Macroeconomics and national gridlock aside, all RE investors face LOCAL threats including zoning regs, property tax increases, rent control, neighborhood associations, and so forth (that can and often do change like the wind).Succesfully investing in RE may have increased in difficulty by a magnitude.

Despite landlord rights to enter with proper notice, most existing tenants do NOT want people in & out of their home while trying to pack and get ready to move.Understandable as many of their personal items may be out in the open.Tenants can sabotage efforts to show their home:1) Leave the place a mess show it shows poorly2) Speak ill of the landlord to prospects3) Change the locks4) Leave a minor home alone5) Leave an aggressive dog in the home6) Make threats to physically harm agentsOf course, you can try various tactics to overcome these, but for an agent, it's just not worth it!

And honestly, just the threat of this type of lawsuit coming down the pike (especially on a lawyers letterhead) will often shake loose your earnest money. $200 paid to your lawyer to draft a letter like this might well be worth it.

The construction could take much longer to complete, costs could increase, the market could experience a downturn by the time construction complete, wild fire are also a threat in this area..High end Malibu homes also take a while to sell and i could be stuck with a huge liability for months; this local markey is not really liquid Retrospectively am not really satisfied by either scenario; even though i'm glad i did it as i learnt a lot.I think a multifamily development in a gentrifying area would have yiedled much better.Multifamily properties appreciated above 10% in some part of los angeles this year, whereas the mountain areas where the lots are haven't really gone upGiven that 800k in equity could buy me a 3200k rental, i calculated that i could have yielded above 40% in cummulated gains and rental incomes each year, cash on cash, without doing anything but buying a low risk 8% real cap rate propertyMultifamily construction would have yielded way moreWhat is your opinion on this investment?

He is not doing anything wrong, You don't need a license to wholesale in Florida. ( Obviously, there are rules and proper way to do it) . though I don't see the need for threating.

Landlord encourages Tenantto call 911 immediately to report crimes in progress and situations that are animmediate threat to life or property. 

But what should borrowers do in response to this potential threat to bank lending?

But, still the greatest threat I see is self discipline while using these funds.