I guess it would be the difference on how the term is perceived.

Inspections, requirements, perceived poor financial standing of buyers, those are just some of the things I can think of off the top of my head, but i'm sure more info can be found if you do research.  

Any danger of being perceived as either a bully or a vulture?

At that time you would no longer be perceived as taking profit out of the sale. 

I'm currently in the due diligence of a note, perceived as non performing but as I started to inspect the file I have noticed the current loan services company has reached a 3 payments trial payment plan agreement with the borrower, and two payment has already been done.

Your greatest weapon against stress is your ability to choose how you perceive and receive your surroundings.

Personally, I am not a big fan of the personal photo because it gives people a chance to exclude you based on color, looks, perceived race and attitude, etc.

Some qualified buyers may perceive your property as having some issues too, the reason you are offering to refinance.

The majority of people I buy from don't need cash as much as they need someone to take the reins, solve what they perceive as insurmountable problems and walk the sellers through getting it sold.  

Which may lead to, well if I learn how to "sell" that's what others may perceive me as.