@Josh Crozier, you really needed to get a revolving credit or similar set up while you were working.  

If you applied for a bunch of revolving debt in a short period of time that would hurt your scores.

It seems like most of the newbie questions here revolve around "finding buyers" and "building a buyers list".

@Peter Schuyler i actually just cam across cozy and I think that's the way I'm going to go!

I'd primarily focus on stress-test scenarios that revolve around a loss of collected rents.  

This can be set up as a revolving line with check writing capabilities.  

The benefit to the owner occupant is that they are building equity, and don't have to worry about landlords, CAM, or etc, but they pay for that with association dues (which eat up your cash flow).

No point in having your money sitting in dead equity and a HELOC is a excellent revolving investment fund.

There is dump truck loads of discussion revolving money in the forums, but in reality finding a DEAL is the #1 biggest hurdle.

Some gotchas that are common. insurance (sometimes past what your bank needs), property taxes, individually metered suites, CAM/utility costs (if operating), fire/sprinkler check/tests, electrical up to code, fire exits- if not up to code.