I'm ready to make some progress, how do I get pre approved/qualfy

[Chris Breezy]

I got my funds and goals in order , I want for a 2-3 family in New Jersey or staten island using fha loan.

My question is how do I get pre qualified ,because I don't want a hard inquiry on my credit yet cause I haven't looked at property's yet but I do want to see how much I can get loaned. 

1. Can I talk with lender in NYC even though I plan on buying in Jersey.?

2. I use td bank so can I just go in and tell them what I'm looking to do?

3. How do I qualify for the fha part of the loan ?

I'm looking for any knowledge on the early stages of the process

[Michael Cohen]

@Chris Breezy A credit pull is required for any reliable preapproval, otherwise, nothing is reliable. "I have great credit; I swear." And as @Christopher Phillips stated, the effect of a single pull on your score is absolutely nominal. It's not going to be the difference between being approved for a loan or not. Or even a rate of 4.5% vs 4.625%.

According to every credit expert I've spoken with, inquiries are irrelevant. MyFICO.com agrees: http://www.myfico.com/credit-education/whats-in-your-credit-score/