When I get the "I wish I want a new car" blahs, I go to Enterprise and get the weekend special.

We have a free enterprise system.

In addition to frequency of transactions, the IRS would evaluate whether the activity is executed in a fashion similar to commercial enterprises in the same field.  

I am not sure we can ever agree on the importance of this bill because of that.While I do agree that people who set up a business operation that includes lending should be licensed and regulated, that is a far cry from believing the government should decide that businesses should fail that were previously following the rules and invested in those businesses in good faith that the government would not decide to destroy them.I have no real sympathy for someone who invests in a criminal enterprise who the government puts out of business because they started a business that should have never been started in the first place.

US Census Bureau for population. 

I have filed a claim with the better business bureau as well.

California definitely has this problem.3) Growth / Business friendliness: This is a concept that is tossed around a lot, and often-abused by enterprising politicians.

That report comes directly from Transunion the credit bureau.

I was always told the cell was for your convenience, no one elses.I used to do inside sales at a enterprise IT company and the emails sent between 9-11am and 2-3:30pm got better hits than other times (our guess was the recipients were at their desk and had gone through their inbox already).

Start with a credit report and here is a link to get a credit report free from three major credit bureaus:https://www.annualcreditreport.com/cra/index.jspYou should also go to myficoforum.com or creditboards.com and start educating yourself on how to build a credit history.If you have not previously been issued credit in the past, then your credit bureau may lack credit history which will in turn produce a lower FICO score.