If possible I would like to connect and obtain a better understanding of the advantages and disadvantages to this market. 

Everything else imo is a disadvantage (management aside, though I don't think it's that big of a factor)4.

But I feel that our low income tenants are at a disadvantage with this new trend, considering how they have to pay to prove they are employed to qualify for an apartment.Any thoughts or workarounds?

(or any disadvantages that I might not know about) I still feel foggy when it comes to the whole idea.

The only way I make an informed decision is to know the numbers, something like this:I agree I was speaking in general every vaule add isn't always better than a turn key and vice versa just giving my opinon on the advantages and disadvantages of both.

What is the disadvantage?

I know the obvious disadvantages to using my own money: lower ROI, more downside risk, tying my money up for months.

The main disadvantage of this plan is I might have to get at least one 30-year fixed mortgage to cover PITI+25% -- I hate 30-year mortgages.

Unfortunately, there is no way out for us other than charging the tenant and that then puts us at a disadvantage. 

As a function of value, on the other hand, it's pretty low (one disadvantage of single families, again thanks to the RE Taxes).Overall, I would say that this one is by no means one of our best-performing investments, but it's treated us well as a rental, and will return nicely upon resale.As far as what @Ann Bellamy said about Jaffrey being a rough town, I tend to agree.