I’m continually testing different risk return profiles of investments to optimize the returns of my total portfolio investments given the level of risk I’m willing to tolerate.  

@Ryan G.I agree with the previous comments about doing a BRRRR OOS, requires a higher risk tolerance and looking at the property value and appreciation, not how much money getting  out of the deal.I invest in the Bay Area and Indianapolis metro area.

If they can make ACH next day deposit and also charge 1 single fee for 1 tenant payment, that can bring their fee to tolerable level else I will have to ditch them ASAP.

.: We all have different financial situations, lifestyles, risk tolerances, time horizons, etc so I don't think there's one right answer for everyone. 

Since you'd be looking to hold this property long term, look at what the property's cash flow and appreciation would potentially be 5-10 years down the road to help inform your decision.All that being said, if you feel confident that you can cover the maintenance, capex, vacancy loss, turn expenses, and leasing costs for a few years while you wait for the cash flow to improve, and you have enough risk tolerance to handle a potentially difficult tenant in the first few months which could lead to zero rent coming in during that transition to getting a new tenant in place, then it sounds like a solid deal to get into with $0 down.Lastly, I'll also caveat all of my statements above by mentioning that this all requires you to self-manage the property. 

We will never eradicate it, but we do not have to tolerate it.2.

Will depend on several factors like the type of property, type of tenants, your risk tolerance, other assets you own, your estate planning, laws where the property is located, etc.

The choice depends on your financial situation, risk tolerance, and long-term goals, with financial planning, market research, and real estate networking being essential.Good luck!

Can the layout comfortably tolerate the addition of another bedroom? 

It helps her tolerate me buying all these rental houses.