An accountant is a general job title that may potentially do one of many different tasks(bookkeeping, reviewing financials, assurance, taxation, etc)Bookkeepers are specific that they will likely only do the bookkeeping.

Quote from @Joshua Janus: Cleveland, Ohio is a great market to focus on for cash flow and specific pockets have gone up 2x and upwards of 4x in the last 5-10 years even!

Are you exploring a conventional loan or a loan specifically designed for rentals?

Give them a short, professional notice and move on.Second, I don't think a specific form is required in Massachusetts.

@Jennifer StammbergerWhat type of businesses do you want to cold call, and what is your angle specifically?

There is a big distinction on the variety of restrictions you need to be aware of with ADUs in Chicago specifically.

Financing might be a challenge.I would recommend consulting with a attorney, loan officer, and CPA to discuss your specific situation and determine the best course of action. 

I'd be happy to connect further regarding your questions about more specific and nuanced details. 

Aside all that, as others mentioned, you didn't lend enough info to give any specific answer to your specific situation.

Eventually I realized that you really just need to look for a deal that fits your criteria.