But I always leave the final decision to them so I'm not liable for their decisions. 

Even with 100% of funding, who gets to make expense and design decisions?

You’ve already taken a decisive step by proving your reliability to friends and family, which is huge.

The cash in and the interest rate are not enough information to make a decision on.

They’ll advise you on what moves you should make so you can make the best possible decisions throughout the buying process.Bottom LineThe key to a successful homebuying savings strategy?

Such strategic zoning decisions bolster the provision of affordable living spaces, invigorating local economies by amplifying the consumer base to support nearby businesses.

And that my friend, is why my 1.2M is legit sitting still lol Dont want to make the wrong decision! 

It’s generally better to pay taxes, especially if it’s preferential LTCG treatment and make a sound investment with cash that remains than defer and make poor investment decisions. 

Then, if you decide to explore a mentoring program, you will have the background knowledge to actually evaluate it and make an informed decision, and you'll be able to speak the language and ask intelligent questions.

This will help you make informed decisions when it comes to buying.