An NSF Fee was charged as well as additional daily late fees.

Within those cities, I am targeting assets in central business districts (CBDs) and popular entertainment areas where large amounts of people congregate daily. 

Start by networking with other investors on BiggerPockets who are active in those areas, and make a habit of browsing Zillow and other platforms daily.

We are seeing, right now, PayPal, Square, Grayscale, and the like, buying Bitcoin by the billions of dollars and buying ALL of the daily mined supply.

I've been reading every real estate book I can get my hands on and listening to podcast daily.

The good agents, PM's and lenders can pinpoint the risks and often do both in these forums and in their daily business but they are the minority (if you happen to have them in your rolodex,  hold on to those relationships, they will prove invaluable over time). 

Appliances and fixtures were old and tired.Basically, the core bones of the property were good, but there were a lot of things that seemed ripe for easy improvement.The location was great, right next to the town’s primary commercial district, with a grocery store 100 yards away, coffee shop/bakery, Post Office, drugstore, hardware store, hair and nail salons, barber shop, dentist, bank, a half dozen restaurants, and a variety of other shops and services.

I don't need you to explain anything to me and by the looks of your reading comprehension ability, I don't doubt that many things need to be explained to you in your daily life.

It's different in Europe where they have more relaxed restrictions on alcohol in terms of age limits, having a beer during lunch at work, wine being less expensive and more prevalent as a daily drink, etc. and they also have a different culture around suing each other over silly stuff as well.

Don't have to be on the deed even to declare it your homestead.It may be splitting hairs, and I may have been unclear in my initial post, but I believe homestead laws are designed in part to protect non-title holding spouses, so if the new wife moves into her husband's house he cannot sell or mortgage without the wife's consent nor can it be forced to be sold to pay involuntary creditors (as opposed to voluntary creditors such as mtg/DOT lenders).