It will pay off for you in the long run.I have NO crystal ball, but I cannot believe that the int rates will continue to rise, the global economy is not that strong and if the dollar rises too far, it could cause economies overseas (to fail) and this will rattle the markets and people do not buy, anything, when they are nervous.

@Nicole Heasley The more times you go through the process the easier it will be to know what banks want to see but in general,  A personal financial statement (list of debts and assets--shows net worth), a summary of your current cash flows (shows where your money comes from and goes to AKA a global cash flow statement), tax returns (for non commercial loans), a bio (tells about you and your team), a deal summary (info about the current deal) and maybe a summary of prior deals that are similar that you have done

@ Mary Jay - your post made me laughI used to own some $400K rental properties in Phoenix, and everytime I went over, I kept thinking "man, with this global warming, in 20 year, phoenix is going to inhabitable..." 

There has never been a proven health case someone lives under high voltage line caught cancer globally.

What the general public doesn't understand is that Global Economics revolves around investors.

I work with a really great brokerage, KW, and they having a global presence have affiliated market boards for members only to utilize, so if you belong to or work with a major brokerage check with them and see if they have anything similar.

Per VRBO terms of use:We allow one listing subscription per property for each account across all of our global sites.I guess you could have the same property listed on a different account?

so unless your in a great cash position.. you could have desire to purchase but no ability.. owner occ is always there.. but not investor loans. this is why the crash of 08 was so severe the investor loans froze like the Antarctic.. before global warming. then what happens is you try to time the bottom you get nervous and really with credit so tight and nerves you never do execute. 

Barring earthquake, meteor strike, etc, I think Charleston is good for a few more years at the least.what about global warming and rising of the sea. that worries me for the low country in general.. :)  I hear ya on the contract issues all I know like I said in  some markets its normal SOPs    and it sure worked for me on 8 woodal :) 

@Christina LaBorde Doug StutzmanCertified Public AccountantChartered Global Management AccountantMauldin CPA's, PLLCDoug does a wonderful job for multiple clients of ours.