Pace is a typical guru.

If this is the case then typically you only have to comply when you make alterations.2.

There are also 'mezz' lenders (typically for larger transactions) who will cover up to 90% CLTV and require you to bring the remaining equity to the deal, and additionally there is Gap Funding in the form of unsecured personal debt.The latter can potentially be the most expensive option, but allows for true 100% financing as there are no restrictions for how to use these funds, as they are unsecured, and generally obtained through personal credit, income etc (since there is no collateral for obtaining these funds).

I typically focus on off-market deals, so I didn’t work with an agent to find this property.

While these vendors are typically reputable and skilled, you might not get the best price compared to shopping around directly.

Quote from @Ogonna Odo:  Small ones will not, they typically like cash or checks.

In general in single family zoned areas, JADU typically subtract value (I suspect largely due to the OO requirement).

Typically a solid GP would reach at a 2x multiple in 5 years, taking your 500k to 1MM.

Yes there are broker's out there that also don't do good business, but they typically work with clients that do not know any better. 

Typically these people are really forthcoming with info and can tell you.