The homeowner has direct title, can sell at any time and gets 100% of the appreciation and tax benefits on these houses.

In fact, he says he transferred the title to himself, to "protect" his "investment".

Residents in flood-prone areas were offered newly built, elevated homes on safer ground in exchange for transferring the title of their damaged original homes to the city. 3.

I would get an attorney or title company involved to create your loan documents to ensure they comply with the law and cover all the aspects you need.Another method that is likely your best bet to take on investors is to create a joint venture (JV).

I titled this post based on that.

Just hear a podcast dated 02/14/2019 were Juan Pablo said he did a multi family 100% Finance and seller holding a note. pod cast titled "stop wasting time with residential mortgages!

Not only that most of ours we saved within 1 to 3 days of the sale so it was hair on fire getting the reinstatement back to the trustee.. total risk on our part.. give the seller some money we always did.. and then record the deed  WE did our own deeds in house.. buy without title insurance etc etc.  

Like lender having issues getting HOA docs and asking me instead of title or agent.

In this option your agent would either get paid from you directly in your closing costs OR from the seller via seller concessions.like Russell said, if you are comfortable with the transaction and understand what you are signing and you don't need things explained and you have connections with inspections and title companies then go for it.

Per the title I'm Karmine!