I own a mortgage company now that does both residential and commercial finance, but I spent years as a commercial banker with both big banks (First Union/Wachovia) and 2 community banks.

Wrapping 3 properties into one blanket loan shouldn't be a problem, save these are sitting on any sizeable acreage.You might get lucky and find a unicorn local bank or credit union that would consider that kind of leverage, but I would say overall, those terms are very unrealistic.Cheers!

Well, not so fast.For every successful flip, there is an account of some nightmare project that sucked the bank account of someone dry.

I know in Columbus a lot of community banks are doing loans on 2-20 units.

You will also need a US bank account.

Flipping is just using a banks money instead of a customers money for us. 

Bank won foreclosure in 10 months so luckily it cashflowed as well as it did. 

Community banks generally have no seasoning requirements.  

upside is you can open up your tenant pool to people who have resources for their own home but may be missing some of the traditional bank qualifications.

Mileage comes into account not just going to the property but also going to the bank or the store.