Chances are, you've not given a single thought to the Nike Shoes you are wearing that were most likely created in a Vietnamese sweatshop by children who cannot afford to wear the shoes you throw away.Chances are, If you are like me, you haven't given any pause to the fact that Apple, who made this Macbook Pro I am writing on, routinely creates jobs overseas so they can legally avoid paying taxes in the United States. 

Jacqueline,In my humble opinion if what is holding you back from starting your business is a legal entity verse doing business as yourself then take the Nike stance and "Just Do It".

Four things I can tell you is educate yourself, network, kick fear to the curb and like Nike says "just do it"!!

I've received permission from the applicants by them signing the applications allowing me to run their credit, however, I then realize that this isn't as easy as just going to CreditReport.com because there is an authentication part that makes sure the person isn't getting their identity stolen...

There is a lot of new development slated for Newark:http://planning.ci.newark.nj.us/master-plans/ http://www.nj.com/essex/index.ssf/2015/06/official...There have been several new restaurants opened in 2015 in and around the new Prudential office building as well as a huge Nike Town store.

People want to connect with authentic so the more information and transparent you are the more you're likely to engage others.What is New Western Acquisitions?

@Meena Balaji Those three cities are good for investment properties since you have two major employers in the area, Intel and Nike.

Is there a plan to implement two-factor authentication?

The only way to overcome that is to be like nike and just do it! 

If you want real authentic market advice of what is going to unfold in the next 5-10 years, one should try to tap into the minds of these great men.