We appreciate you mate 🙏🙏🙏You implement what I preached via YouTube video’s, blogs, podcasts and on thousands of investor calls…Build a large portfolio, be patient, let the Cashflow accumulate, let appreciation do its thing, some years will be better than others and “Yes” at times we make mistakes.

It really depends what your goals are.. do you solely want cashflow or do you want your investment to accumulate wealth through appreciation.

I opted for traditional bank financing, leveraging cash reserves I had accumulated over time specifically for investment opportunities like this.

Right now my goals are to learn as much as I can and become familiar with the industry so I can find/make informed and confident deals/decisions.Wholesaling interests me, especially as a start, but eventually i'd like to establish a portfolio of rentals for monthly cash flow and accumulating assets.All that to say...I'm excited to connect with others in my area that share interests in real estate!

Second, is the accumulated loss offset against W2 income or offset against capital gains?   

People are also cashing out all the appreciation they've accumulated 

@Samuel Metcalf- sorry ...getting  heloc on the rental duplex  will be hard / impossible to obtain ....if you can  get one - it would be a great option to use for the  remodel / landscape ....if you have  50K equity in your primary -you likely dont have  ample equity position to get a HELOC  on it as the max  comboned loan to value for helc lenders is  85%  ( maybe  90% ) ...I would try getting helocs on both to see whats possible ...if no heloc is possible - use the cash on hand for the purchase down payment / closing costs / loan fee/ prepaids and then use future accumulated savings for landscaping 

With that said, I am considering jumping into a house hack using my VA Loan and then repeating the process every 1-2 years until I can accumulate enough properties to help supplement retiring one day.I am doing research on the climate of things right now in the market but the reality is I need a new place to live and house hacking seems like the best way to invest my money and lower my monthly overhead costs so I can save money. 

The two most obvious options at hand are : A/ Accumulating capital through my job before investing in real estate B/ Asking for a bank loan that would allow me to invest sooner, saving time, after doing market research Which strategy is better, in your regards ?

Most in these forums are solely concerned with the number of doors they accumulate and end up with portfolios consisting of real estate in zero barrier of entry neighborhoods that fail to perform as expected.