I'd also need to borrow in the $200k range for loan repayment + repairs, which is beyond the scope of a lot of HELOCs.Would've probably been a lot simpler had I just kept the really low rate with my first lender, but that ship has already sailed.

Or, you could easily order everything online and ship directly to the house. 

., specific indicators) would you have jumped ship if you were to do it all over again? 

As an additional bit of info, I've found boxes with ship to labels out front of the property and the person the boxes were addressed to didn't show up on searches for associated persons. 

I was kind of a lost ship, but now I've found my way! 

Yes, with these rates you are definitely not “cash flowing” and I believe that ship has sailed, but if you are renting out the other unit and it is costing you the same, or less than to rent something similar, you are in the green.

I know in my market, that ship has sailed. 

No reason to go down with the ship now.  

Not that super educated people can't sell houses they can.. but there is some salesmen ship involved with this and most do not have the personality for it and fail miserably at trying to sell their own property.

They will literally ship the entire house on a flat bed truck and have contractors put it together like legos.