I can see the first one in cozy labeled as "in progress" but I cannot see the second portion of his payment.

If all goes well we found an amazing deal, because it was labeled commercial (but didn't appeal to commercial people) and was almost impossible to show (took us over a month).

Sounds good, until I read this in CI'S Terms of Use, under the section labeled Use and Restrictions Related to the Services "You should not use the Services to execute any documents or instruments, or to make any offers or proposals that you intend to be legally binding.

Or, is it because said property has a certain set of characteristics it would be labeled factually in a certain grade. 

It's a hot foreign buyers market - a bad soup of the wrong ingredients.

., the magic ingredient is LTV%.

Someone relatively new, by contrast, would just see that $10k line-item labeled "tax" mixed in with all the other closing costs and think it's normal for them as the buyer to pay the full $10k.

The excel is labeled as "Stabilization Report".

I wouldn't trust it, and you're right to label him a "Guru."

I've downloaded one with and without the Texas Association of Realtors label on it (I'm not a realtor member)  The realtor version states "USE OF THIS FORM BY PERSONS WHO ARE NOT MEMBERS OF THE TEXAS ASSOCIATION OF REALTORS® IS NOT AUTHORIZED" so I'm guessing not a good plan to use it?