But, it could be that the lien was as a secured debt was extinguished through the FC and it would then become an unsecured debt.

If the HML doesn't allow it, the private money will need to be unsecured or secured by some other property.

@Michael King the cap I saw as $25k unsecured and up to $2m secured.

The bigger problem with email is that it in not secure and you are asking someone to their information including social security number in an unsecure method.

There is quite a bit of unsecured money on crowd funded platforms these days where you can get enough for a deposit on a lower end property.

The difference this time will be a consumer unsecured credit/inflation recession.

Is there a site/business/bank that specializes in unsecured loans for a down payment?

Peer to peer financing is just and unsecured loan backed through people - we used prosper.com.

We recommend it be evaluated by a qualified chimney contractor (see Roof page for more chimney info).There appears to be an open, and possibly unsecured, junction box at the rear end of the attic.FOUNDATIONThe basement stairs have loose/damaged steps, are sitting on loose boards at the bottom where the stringers have rotted/deteriorated.

At this point they are like an unsecured debtor and will most likely sell that debt of for pennies on the dollar to some national collection agency.