At this point I’m incredibly frustrated, so I fire back with a heated email (no foul language, though I was sorely tempted), CC-ing the customer service lead, Nathan Grey.

After paying 2 sets of CC, commission to the buyer's agent, taxes/insurance and utilities I ended up netting 60K on the transaction. 

While 'waiting' for the CC debt to be paid down you are (a) learning to find deals, (b) making small lumps of cash when you assign a deal, (c) building your network of contacts for future deals.John Corey

For 85k, you can get an SFR in certain C, C+, or B- areas that will be close to turnkey or turnkey and can rent for $1100-$1300.

As of 2 years ago we came across a foreclosure in an area of town that we thought we'd never be able to afford (combined 55k salary at that time with school loans, 2 car pymts, along with cc pymts).

I'd start a paper trail with your agent and cc their managing broker.

Guru or any kind of paid training is good for those that can afford it.. although look at all the college students who have student loans.. no difference instead of a student loan you have credit card debt. this is something I do not agree with .. when it comes to selling education... but then again there are many companies we heard about were they boot strapped it with their CC and now have a thriving business some empires..

Having a CC is great for emergencies but that should be your last option. 

But if you're dealing with business who will accept CC, say materials from your hardware store, it's great!

Since that audit, I now actually detail on the Business CC statements which expense/receipt goes to which property & then make a CC payment separately from that account.