It's even worse for landlords "The company is also asking for rate hikes of 38% for rental dwellings and 15% for tenants, with the rates taking effect May 1."

I am also wondering if anyone has any expericene with smartcoin box company?

Full Disclosure is Required for Non-Accredited InvestorsIf any non-accredited investors participate in your deal, you must provide them with detailed disclosure documents.The SEC states:“[The company] must give any non-accredited investors disclosure documents that generally contain the same type of information as provided in registered offerings.”This is where having a Private Placement Memorandum (PPM) and Subscription Agreement becomes absolutely necessary.A PPM outlines:✅ The risks of the investment✅ The structure of the deal✅ The terms and conditions✅ The use of fundsA Subscription Agreement ensures:✅ Investors acknowledge they understand the risks✅ They meet SEC requirements✅ They legally commit their capital🚨 Not providing these documents could leave you vulnerable to investor lawsuits.4.

Currently my short-term management property is managed by the property management company.

I have tried to get quotes for these properties and I haven't found a company that is willing to insure me because I have open claims.

You'll need to hire a title company to find out. 

The premiums didn’t make sense compared to the other options I found for the two properties I moved off this policy, nor did they align with the rates I have for other properties in my portfolio that are not on this policy.I’ve shopped this policy extensively across multiple companies and brokers.

Kyler, call your a couple of insurance companies and get a formal quote so you can take this back to the seller.  

In those cases, the title company guided us on the necessary steps to resolve the title issues, and we did whatever was required to close the deal.

I called my local insurance company, as well as two major companies and was told "good luck."