Most people would rather spend or save their money, so someone who is willing to invest it should be compensated appropriately.

It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.Happy to connect to discuss further. 

For me I think it depends on how much money you have invested into the home and for how long?  

If I wasnt going to be doing this I would just be saving more money and staying for free with my parents.

Eliminate debt, establish a budget, and save.

They can make or save a lot of headaches for you.

IE motivate them for money. 

Even still, it could be said that I've still lost money due to my time on the tools instead of prospecting as a real estate agent (the cost of lost opportunity).If you can truly do 80%-90% of the work yourself (at acceptable quality levels) and you aren't sacrificing your time where you can get better returns for your efforts, then yes, it can work even up here in Canada.

It actually saves me $9 per month. 

If you ever have any questions regarding this or in general feel free to reach out I enjoy helping and ensuring other BP members avoid lost time and money.