Sometimes you have to get in where you fit in.

However, these programs typically qualifies borrowers based on their income, such as tax returns.The DSCR would be a good option considering you and your husband are entrepreneurs and the tax returns don't look good on paper.

As long as the furniture is comfortable and fits your market, it should work well.

@Diana Teng there are a LOT of potential pitfalls:(So, it's vitaly important to not just find someone that you think you can trust because they tell you what you want to hear, but you find someone that their processes seem a good fit for what you want.EXAMPLE: we do BRRR Turnkeys for clients and take numerous vides we share with them - initial, worst state of any demo, when HVAC, plumbing, electrical update BEFORE walled in, before any major payouts and of course a final walk-thru video.One thing that's accurate from all the HGTV renovation/flip shows is that you should expect and plan for surprises!

Every program has different guidelines!

Some people like the Section 8 program, others don't.

I also want to be in a good spot for my commute to the hospital, so I’m focusing on areas north, east, or west of the city.Good to know about the 203k loan—I was hoping to do some of the work myself, so that might not be the best fit.

Hi Ofir,I personally like AL (Huntsville, Tuscaloosa) and I'd say OH markets are also popular.Also there are programs out there that can do higher LTV with no FICO.

Many of them are posers - I smile and nod, knowing that their posing will make an impression on many who dream of quick wealth, and that their incredibly transparent bullsh** will eventually blow up in their face, leading to no lasting wealth and potentially major problems for themselves and everyone associated with them.Many of these students receive referral fees if they are able to sign up other people to the expensive ($5K+) coaching programs, masterminds, mentorships, or tribes.

Connecting with local investors and agents can also give you insights into up-and-coming areas that fit your budget and goals.Good luck!