The initial boost will come as people watch their stocks and bonds decline from negative rates and a weak middle class economy, and look to take charge of their nest eggs.

It will help you gain experience without risking your nest egg just yet.

That put them in touch with MDU and home owners directly and then they started offering them services to build up a nest egg.

Hi, @Anna Smith.It's definitely "safer" to pay all cash for a property.However, the income returns on rental houses are usually pretty slim if you pay all cash (and there's no appreciation and eventual sale).A little leverage could get you more houses and a larger nest egg (either cash flow or paid off houses) in the future.Here's the good news.  

Tell me on the phone if you want, but don't email it to me, and don't have "foundation is a mess" in addendum #2 if there's going to be an addendum #3 that changes the price (if there's a #3, underwriting will want to see #1 and #2, along with any referenced inspection reports, and now we've opened a rat's nest). 

What would be the nest contract to use between the seller and assignor?

Also I would need to secure funding, but have a small nest egg to work with and like I said we have W2 income with great credit, low debt/income ratio.

However, our area is great for buy and hold investments that will turn into a nice nest egg in retirement. 

Now that my "nest" is almost empty, my focus has shifted to working toward making REI my primary income producer.

So while I have an initial nest egg, it doesn't go into the calculations because it isn't anticipated to be spent.