This can be especially appealing for those who enjoy traveling or seeking occasional getaways.

So if he were to rent it out wouldn’t that show up on his taxes and say if the bank finds out and is okay with what would he do with it on the tax side of things would he report it as soon as it it’s in service or what would he do for tax purposes.

You may want to share you analysis with a few banks and/or property managers as they will typically weigh in on your assumptions if they are potentially interested in working with you. 

I understand it is linked to a bank but was having trouble discerning how it imports outside transactions not from the partner bank. 

Will bank credit still be around (at what terms)?

So I am less concerned with that one at least for the time.I enjoy researching many things and solving complicated problems, but figuring this out has not been one of them.

There was never a chance to actually win a car or the trip but rather enjoy the David Goggins types telling me that I'm being lazy loser, get your act together, become the best version of yourself!

They should know this is coming as it usually takes 1-2 years for the banks to auction the house.  

That may be a little too aggressive but I do enjoy landlord friendly states as opposed to the tenant friendly ones.

If you are willing to live in urban areas you may want to talk to a local bank in your market and see if they have any incentives or grant loans for certain areas.