Here's a quick summary of the Fannie Mae Home Style Renovation Loan:The Fannie Mae Home Style renovation loan program can finance the purchase and renovation of a home in one loan.

Here is how to find such a CPA:https://www.biggerpockets.com/forums/51/topics/1222774-expla...You probably (argh, can't help myself) noticed that I was pointedly talking about the initial year.

Fannie Mae only requires ONE year of property ownership or management experience to allow you to use rent to qualify.

💪 I just noticed... you're from Norfolk?

I have found some information that might be helpful John.There are government backed programs like Fannie Mae Homestyle Renovation Loan and Freddie Mac Home Possible Renovation Loan, in addition to the FHA 203k loan. 

Ask if they upcharge maintenance, charge to go to eviction court, post notice, etc. etc.

I was like you didn’t notice it wasn’t dirty and you didn’t realize the other room was dirty and ask me a question?

I've tried the lower 6-7% PMs and usually you'll either pay mark ups on repairs (what you've noted) or pay extra fees (i.e. labor hours, extra calls) that you may or may not notice. 

Just expressing timeline as I best understand it.Contract Jan 2022Lot Purchase Feb 2022Completed permit package submitted to city June 2022.Construction permit approved by city August 2022.Alt Seawall permit approved by city September 2022.Closed on financing September 2022.Lot scraped November 2022.Fill dirt brought in December 2022.Status update of "Ready for underground plumbing" from builder February 1, 2023.According to city portal, "Notice of Commencement" not completed at the time of this post, no indication of underground plumbing at time of this post (April 1, 2023).  

However, we take responsibility and worked diligently on finding more deals.In regard to Stefan's comment, I've noticed we deleted 30 negative items from your credit report in total (15 from Experian and 15 from Trans Union) while you were in our credit repair program (I just took a look at your file).