It's going to be discouraging but if you can make it through the next 12 - 18 months (The average recession is 15 months) then you'll be MUCH better off than if you give the house back to the bank or declare bankruptcy. 

Being quite frank IDK how many GPs are out there who have exercised those muscles recently. 

Now, declaring your occupancy to the state should coincide with the primary home you occupy. 

Every day, someone wakes up and declares themselves an investor where many have no business doing it.

Do you declare the rental income, and depreciate half of the property as an investment property?

In the Bylaws and Declarations are descriptions of the boundaries of your unit and what elements you need to insure. 

@Joseph Wobus if you have been declaring this income on your tax returns you should be able to use that instead of rental leases. 

Homeowners policy: the agent I worked with originally is saying we can add the LLC as an "additionally insured", but that my name would still appear on the declarations page.

You have to sign a statement at closing that declares you will live in the property for the next 12 months.

@Mike Shemp The mostly an insurance company will ever pay under the three main valuations (Replacement Cost, actual cash value and agreed value) is the limit on the policy declarations.