Transferring from personal name to LLC

[Eric Lee]

Hi all! Couple questions regarding transfer of title from self to LLC as it relates to homeowners and title insurance. Hopefully, this can assist a few others as well.

I purchased a SFH as an investment property under my name (never owner occupied). Getting ready to take bookings, so want everything tranferred to LLC. I plan to use a warranty deed to transfer from self -> LLC. The structure I have is an LLC holding company that owns subsidiary LLC's. Both of which, I am the sole owner.

Homeowners policy: the agent I worked with originally is saying we can add the LLC as an "additionally insured", but that my name would still appear on the declarations page. OR, switch carriers to one that allows LLC to be first name insured. Based on his wording, I'm assuming I want the latter as I want clear separation and want to be confident that if a claim arises, there will be no issues.

*Caveat to worry about? - do I need to be concerned that the LLC is owned by my subsidiary LLC? In other words, can I run into the same issue if claim arises where the insurer says "well, we insured LLC Y, but since LLC Y in owned by LLC X (holding company), this voids the policy?"

Title insurance: what do I need to do to insure this remains intact after prop is transferred from self -> LLC?

Many thanks!

Eric