This allows you to focus on your own business and "not have a 2nd job" while diversifying sectors to grow a 2nd stream of income. 

For every sector negatively hit by covid I can name 2 positively effected. 

Intel has just announced a 20+ Billion dollar investment being the largest private sector investment in Ohio's history creating roughly 10,000 jobs.

Small cities can be overly dependent on a single market sector or major employer.Never invest in a city unless the state and city populations are both increasing.Do not invest in any city on the Neighborhood Scout’s list of the 200 most dangerous US cities.Prices and rents are driven by demand.

Opportunity costs are inevitable in the real estate sector.

Most of the sector is in the 8.25 - 8.5% range.It's important to note, mortgage lenders rarely have good reviews.

Between the universities, hospitals, and rapidly growing tech sector, I believe that the Triangle is an outstanding place to invest in MTRs.

I also invest in equities outside these instruments but primarily in sectors where I have an edge, by that I mean either I have worked on those sectors or am very well networked to get educated in those.

Over time, it will be cheaper.On the other hand, DSCR lending is the growth sector of the mortgage market for a number of reasons; the number of people who won't qualify for conventional financing because of student loan debt (and other debt, but student loan debt is huge right now), the number of financed properties, lower ltv's for conventional, the gig economy where a borrower can use deposits to qualify for income vs. a W2 and so many others.DSCR lowers the barrier to entry for into investing in real estate where Fannie and Freddie are still trying to figure it out and with comparable rates or rates as low as they are naturally, DSCR is experiencing an explosion of growth.All the bestStephanie 

Palmdale Lancaster are 30% LA commuters plus a growing aerospace sector if that helps otherwise look for value add, additional dwelling units, airbnb , flip potential if you want to keep your investment in SoCal.