Loan Mod: I hear a lot of talk about Loan Modifications to get the loan performing again which is my goal.

I have my own that I downloaded from the BP files and made tweaks and modifications that worked for me.I did the same thing for my Assignment Form.

Four years ago I did a loan modification.

And since our housing prices are lower then it doesn't necessitate a lot of multifamily unit properties to combat the high cost of living.  

Any appliance can be taken by tenants, as long as original appliances are put back when they leave. tenants do not have to leave the place better than when they came in, only return it to original condition (minus reasonable wear and tear).as far as built in upgrades, technically same rule applies. while its true that typically any modifications to property are viewed as transferring ownership to landlord (assuming this is fixed to the property) there is no lease agreement to solidify this, although I assume case law would support it. the problem is that if they ripped out the new carpet and put the old carpet back, you have no recourse since the property is returned to original condition.

LTV is 70-80%.I have been offered a loan modification by the bank but they have said that it may affect my credit score.

I had a rough couple years and just did a loan modification with a plan to go conventional in a few months.

Fellow investors,Has anyone assumed a loan after a modification has been completed?

Are there any modifications to the written lease?

Although the stock market can be pretty speculative, Real Estate Investment Trusts (REITs) are a way to get involved in additional real estate investing without necessitating additional loans and down payments, of course it is important to save up enough to buy in a lump sum that keeps your cost basis low even with the addition of a commission.