But then I found this guy named Mark Whitten in Baltimore he had a book " How to flip houses like your hair is on fire" So i googled testimonials actually emailed him and found him out to be real and not a gimmick.

They can comb the MLS daily for you, to help you find properties.  

So here's another tidbit I've learned:  always have a "get out of town with your hair on fire" exit strategy to go with the standard multiple exits. 

They have 3 big dogs and 3 cats; however, I am getting $100 bucks a month more out of them then what the area calls for and they seem like "good people", so if the dogs chew some horse hair plaster or the cats pee in the corner, it's not a great lose..

The builder lifted his old gray head-“Good friend, in the path I have come,” he said,“There followeth after me todayA youth whose feet must pass this way.This chasm that has been naught to me,To that fair-haired youth may pitfall be.He, too, must cross in twilight dim-Good friend, I am building this bridge for him.”Will Allen Dromgoole

It is an FHA loan with 3.5% down (a hair under 14k). 

Everyone,Do yourself a favor and make sure you check out the contractors with a fine tooth comb.

Property Management, Insurance, Vacancy and rent is based on market research.Anyway, am I splitting hairs about the Cash-On-Cash, especially starting out, or is that a deal-breaker? 

I semi held out and I played I am a lender card and I owe this amount and can't take any less to clear the loan because I had assigned my beneficial interest to my commercial bank and they would not take a short pay  Blah Blah blah.. and they paid we enough to get whole on the loan.. where as if it was fair market I would have probably taken a 50% hair cut.just stick to your price if you think they need you...

if you don't screen your tenants with a fine tooth comb and you get one because you need one then your in it all wrongyou have to remember that when everyone could buy a house and they did on adjustable ratesthat is why there is so many foreclosures and they are trasheda buddy of mine was going to buy a home in phoenix and it all looked good until closing then he dropped by and every appliance and the copper tubing was gonehe dropped it like a hot potato and is having trouble getting his earnest money backdo your research when dealing with tenants it will save you a lot of headacheenjoy