Individual ones, usually using their laptop built in cam to record it.

@Cam Jimmy,I agree with @Laura Guy.

Enhanced credit and the reduction of high interest revolving debt should take priority.

The HELOC is a revolving line. 

I know some banks that lend over 100% but their guidelines are more restrictive.I used to use my car as an asset to secure loans against to purchase properties (acceptable with fannie mae conventional loans since its "secured," funds).Its always good to have some installment debt show up on your credit report to have a good mix of revolving, installment, and RE mortgages. 

Anyone who has spent as much time around BP as I have has seen that the vast majority of out of state and TK conversation revolves around companies selling (typically lower-end properties) to cash flow investors. 

It's going to depend on several variables from how you feel about debt, your ability to borrow, and the circumstances revolving around the deal you trying to make with a particular seller.

it's really tempting because they make it sound like a revolving line of credit.

I'm not sure about Home Depot but most banks would like see it revolve.

The first few questions revolve around how well you know the wholesaler and what their reputation is.