Also were you guys prepaid to drop ~1M into the deal if the raise was not enough?

My new and current renter doesn't have a checking acct, her paycheck is put on some debit card.  

If your other cards allow auto-debit, set up your cards to be auto-debited from this account.

Regardless of what your lease says and no matter how 'well written it is to benefit you' @Laura George if 1) your lease is deemed lopsided or one-sided it is not enforceable, what you have is a beautifully written lease that will be thrown out by a judge and 2) regardless of what clauses you place in your lease regarding breaking a lease courts will require you to mitigate looses - meaning that if you hold onto the 1 1/2 month's of the security or pre-paid rent (dependent on your state) but you find a tenant within 2 weeks... when push comes to shove you will be required to return the difference and in some cases depending on your state or the judge of the day, you may be penalized - no matter how landlord friendly your state is. 

If so, I have researched that a little bit but the biggest limitation for what I'm looking to do is as follows: "The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV/CLTV/HCLTV ratios for the cash-out transaction based on the current appraised value)."

I would like to use my existing equity as my down payment/collateral with out pulling out the money and paying the interest all over again on the paid off property plus the new property debit service.

It's only like $9 to start and it can come automatically off of a debit card or bank account.

Coordinating between parties/agents/lenders, researching and adjusting taxes, water, pre-paid and unpaid items, scheduling, getting payoffs, dealing with third party payees, preparing CDs/HUDs, etc.

Auto payonly- credit/debit card or bank account ACH.

The HUD outlines all debits and credits taking place and who is getting what.