@Patrick PhilipThe phrase "buy low, sell high" does not only refer to stocks.  

This was not spamming, this was trying to introduce myself with the same goals to three different people and using similar phrasing.

Companies are moving down to Nashville, folks losing manufacturing jobs in the rust belt are moving down here, and it is such a “trendy” city.

I'm wanting to know how to assess fair market value, if I'm using the right phrase.  

Right now the trend is toward density and reducing carbon footprint.

The phrase "buying down in square footage" is a complete mystery to me. 

That phrase burdens the home owner with the taxes and still allows the HOA to make and enforce covenants.

Originally posted by Account Closed:I don't think it is right to inflate the price personally  I believe it is just a bad use of phrase.  

I came out of the 3 day seminar with some new terms and phrases that I'd never heard before i.e. wholesaling, hard money and privatelending. 

Our LTV is less than 50% ( yes no risk at all for the bank, and we have top credit score.We already paid the appraisal, environment fee, wasted countless hours etc...The texts in LOI: Financial covenants:-- Min DCR based on actual rents for the first trust deed of 1.25:1.00 based on a 25 year amortization by the end of 2018.And in the loan doc---Property is to maintain a 1.25:1.00 Debt Service Coverage Ratio, tested annually.We would not have paid the fee and sign the LOI, had he included the phrase tested annually.Please understand that the loan  will be for 10 years long, and we are very confident that we will always have fund for the monthly mortgage payment.