Then just sell the home to another buyer ?   

I used to work up there for years as a firefighter and still sell a lot in that area. 

There's always buyer beware.You took a company selling something at face value, you didn't do your diligence.

The goal of a HELOC is a quick line of credit to either refinance or sell and pay back the HELOC as soon as possible.PS - I would recommend taking a look into the Columbus Ohio market, there's tons of 1% rule deals still within the 120-180k price point with amazing appreciation potential.

Little bit of pistachio to bring down that selling price? 

Now I am in the process of selling the property due to high cost of getting it fixed.

After staging, it was sold to a retail buyer for a strong profit, demonstrating the potential for significant returns by buying from motivated sellers, renovating strategically, and selling at retail.

This strategy showcases how buying directly from motivated sellers, renovating strategically, and selling retail can yield substantial financial gains in a relatively short time frame.

So far, I’ve closed two deals, and both required some creative structuring to make them work.One of the biggest lessons I’ve learned is that real estate isn’t just about buying and selling—it’s about solving problems.

The highest value post-TDR use, though, is to go further and create "ecological mitigation" credits and then sell those, too.