This is so I know if I should keep the person I currently have.

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

It actually saves me $9 per month. 

So PLEASE don’t make another huge financial decision and then tell that same person after you do it.

I'm often surprised by the things tenants due to save a quarter.

To qualify for a loan, focus on having a credit score of at least 620 (or 580 for FHA loans), keeping your total monthly debt under 43% of your income, and saving enough for a down payment and closing costs—about 5-10% of the home's price in total.

We have around 20k in savings we’re hoping to do our first BRRR with using a FHA loan in the future.

Thank you for putting it out there and potentially saving someone else in the future. 

Going direct instead of having a GC do the work will save you money too since that GC will put a percentage on top of work. 

If the partner wants to get a bigger cut on future deals, they can save their money and buy into a larger percentage on the next deal.