While I wait for my work history, I want to build credit and save for a down payment.

Bad customer service (from the partners), unprofessional client information management, ridiculously long underwriting, and I’ll add this..a low-key throwing of their loan officer under the bus for information “he did not know” or “must have been mistaken” about.

That ship of low rates that sailed could come back?

Credit (loans) become much more difficult to obtain and if available you pay a MUCH higher interest rate with a much higher down payment requirement2.

Most people I know start with low money down programs so they can get away with a initial capital investment of around $25k but you also need reserves.  

If I recall correctly, Rent Redi even gives them the option to pay using a credit card. 

I used a personal line of credit of $8k to invest.

I would say credit monitoring

Because, it's way too low. 

We bought the stair tops from Lowes and had them delivered to our house.