If your goal is financial freedom, which is a long-term goal, not so much.Financial freedom is a long-term proposition, not a one-time event.

Finally from a purely from a cash outlay prospective short term, you could rent a house with roommates and your payment would still probably be Lower than house hacking because rates are so high, over the long period 5-10 years obviously it would cheaper ti buy, hope that makes sense 

In 2024 I can't do roofs anymore for 8k, so adjusting for inflation the 60k is probably going to be more like 80k.So how do you make this work long term?

I have had a long term interest in purchasing an investment property and I'm looking to be smarter about this.

So first thing I call them short term rentals.

When you do this long enough, you get an idea of what a tester asks about or they start digging.  

I also suggest you post your listing to "Short Term Rental Listing Advice" on Facebook and let them give you more feedback as well.  

I would like to find a way to generate additional income and am exploring options other than having a long-term roommate.

Other local lenders I have used recently do not have very favorable terms. 

I’ve been in this business a long time, and I know firsthand how overwhelming that first deal can feel—especially when it comes to financing.