Meaning there were projects that should be regulated being missed, but more importantly, owners forced to incur the expense of abatement unnecessarily.

Fixing up driveways, Installing new cabinets when the old ones could be reused, unnecessarily replacing the HVAC and water heater just to claim that your house has "new mechanicals", etc. 

In my case, we did hire architect but one planner was unnecessarily creating problem so issue was escalated to  higher authority and issue was resolved.

Just trying to avoid having people pay application fees unnecessarily if it can be avoided since they're non-refundable. 

This way, on your initial walk through, you can determine if anything that you see is already a deal breaker, saving you on sending out a contractor unnecessarily.

Those feel good in the beginning - splitting the cost and the risk - but in the long run can make things unnecessarily muddy. 

Professionals will not waste their time with buyers who cancel unnecessarily. 

I think you are unnecessarily complicating things, @Aleksandra U.

I know you've probably ingested a huge amount of info, advice, and marketing from all the forums and it can start to feel like too much info and overwhelming (or at least it does for me) but keep it up and please let us know when you land that first deal (local or out of state)! 

I also carry solid landlord insurance and limited additional umbrella coverage, but more importantly I don't engage in unnecessarily risky personal activities.