Contrast that with many other countries like Mexico, where you don't have that cheap financing and the real estate inflation that goes with it.

We will allow you to use a new employment contract as qualifying income 6-12 months prior to your start date.  

I’ve seen info about 403b loans (doesn’t seem like this is possible since I’m no longer with these employers?

The woman's income covers the bills, and the employer's reference for the man adds credibility.

Lubbock just has healthcare & education as major employers.

@Chad VerdeInvestment strategies can be employed to achieve financial goals, such as house hacking, BRRRR, short-term rentals, real estate syndications, property development, long-term wealth-building, flipping, and debt paydown.

You file for eviction and they employ multiple delay tactics that extend your court case 3-6 months without batting an eye, all while not paying rent.

Once you have steady employment, look for a place where STRs are allowed, with an in-law suite. 

These strategies reduce living expenses, offer easier financing options, and are ideal for college towns, urban centers, or large employers.

These self employed 2nd mtg's are typically based on alternative method of caluclation like profit and loss statements if you're self employed or the last 12 months of bank statement deposits using a formula to derive an income from these deposits (like 50% of all annual rolling 12 calendar month deposits X 50% /12 months = monthly income).