I've been in law enforcement on some level for more than three decades and one thing I've learned over the years is that the people that turn out to be the criminals are not always who you would expect.

-Caused 13K worth of damage-Caused me trouble at my W9-Trashed the house-Owes me 9k in rent-Filed bogus criminal charges on me, absolute lies-Stole ALL of my appliances upon eviction-And there is more

You may have to pursue criminal charges and civil charges in both criminal court and civil court (different courts in NY) to go after unnamed tenants.

All foreclosures are based on gross fraud, forged signatures,fake documents, corrupted judges who are criminals working for the bankers.The same goes for the attorneys.This country doesn't have the lawyers, and public officials are not following the law.Not the common law not even their own fake, UCC code color of law.BAR attorneys are foreign agents trained to destroy American people and American Constitution!

WOW that sounds criminal on Ms Elie's account..

It can become a criminal investigation with severe penalties.

For instance, in Florida, it is a criminal misdemeanor to write an NSF check and worse if you write a check on a closed account. 

We will rent to folks with no rental history (with a co-signer) and with some criminal background, where others in our market won't.In low income you can often get tenants to leave when the money stops; we have not had to file an eviction yet.  

Are they criminals?

If you're buying in cheap/rough areas then you're likely going to be getting market rate tenants who, for whatever reason (but usually something in their criminal or rental background) can't rent in better areas and can't qualify for vouchers.Nothing wrong with being a low-income housing provider as an RE strategy, just don't assume that subsidized tenants will be flocking to your units.Good luck!