I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

I've seen clients just opt to build an ADU rather than go forward with a full lot split for several reasons. 1.

Always interested in hearing more for either myself or clients looking.

I have a client who wants to rent his home for 30 days or more, but not full year leases, just a few months at a time.

Speed generally 2. little more flexibility in ARV LTV3. availability of capital.. the banks after the GFC pretty much stopped fix and flip lending Granted your top tier clients can still get these loans.

Had a newbie client that bought 5 SFR rentals and called us 3-5 times daily.

I want INFORMED clients.

I have a client in KC that rents a large home in the urban core to a social service org in the area that feed him tenants.

As you grow, use 1031 exchanges to defer taxes and scale your portfolio.This post does not create a CPA-Client relationship.

I've been doing this for almost 15 years in NJ  and the Client pipeline is the toughest part.